This is a complete search of the property from the U.S. Government Patent to the current date. Title Insurance helps cover both an owner and a lender from any "title defects" which may arise from the search. For a one time premium, First American Title Insurance Company (American Title & Abstract's underwriter) agrees to insure you for loss suffered due to defects that existed prior to the issue date of your policy up to the amount of the policy.
Letter Reports
This is a search from the time the current owner took title to the present date. It will show any liens, judgements or encumbrances on the property or current owner.
